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Tag: Medicaid

Am I “dual eligible” for Medicare and Medicaid?

Medicare and Medicaid are crucial components of the U.S. healthcare system. Medicare, a federal program, primarily serves individuals aged 65 and older, offering essential health coverage. It consists of different parts, providing hospital insurance, medical insurance, and prescription drug coverage. On the other hand, Medicaid is a joint federal and state program designed to aid low-income individuals and families. It extends coverage beyond Medicare, supporting...

Finding Community in Your Golden Years

Entering your golden years presents challenges like social isolation, health concerns, and navigating complex retirement decisions. Finding community becomes paramount as it provides valuable support, combats loneliness, and enhances well-being. Engaging with senior centers, support groups, and local services fosters connections, promotes an active lifestyle, and ensures access to essential resources. Building a community during this stage of life is instrumental in navigating challenges and...

A Health Insurance Guide for Low-Income Individuals & Families

Navigating the world of health insurance can be challenging, especially for individuals and families with limited financial resources. Fortunately, several programs and options are designed to provide affordable and comprehensive coverage. Here’s a guide to help low-income individuals and families access the healthcare they need: Medicaid: A Vital Safety Net Medicaid is a state and federally-funded program that offers health coverage to eligible low-income individuals...

Social Security vs. Medicare

Social Security and Medicare are related. Many seniors begin receiving benefits from both at approximately the same time. However, they are two different programs administered by other federal agencies, which provide different benefits to older adults. What Is Social Security? Social Security was created to promote the economic security of Americans. It is administered by the Social Security Administration (SSA) and designed to pay continuing...

How to Avoid Medicare Penalties

Medicare charges late enrollment penalties that take some people by surprise. These penalties are designed to discourage older Americans from passing up Medicare coverage and possibly incurring high medical bills down the road. Take steps to avoid these penalties, so you do not have to pay higher Medicare premiums. What Penalties Does Medicare Impose? You end up paying more for Medicare if you enroll late...