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Category: Personal Insurance

7 Tips for Developing Your Family’s Fire Escape Plan

During a house fire, every second counts. That’s why it’s important for you and your family to be prepared.A recent study by the American Red Cross found that many homeowners are both overconfident and underprepared when it comes to fire safety. Practicing your escape plan twice a year helps increase the odds of survival, but 70% don't. Even more, 65% don't test their smoke alarms...

Batten Down the Hatches: What To Know About Winterizing Your Boat

As the days become shorter and the temperature dips, the inevitable appears on the horizon for every boater: winter. But don’t let the impending off-season blow you off course. By planning to properly winterize your boat, you’ll confidently end the season knowing you and your beloved ship will be ready to take on the waves as soon as the snow passes and spring arrives. A...

Should I Purchase Flood Insurance If I’m Not in a Flood Zone?

Flood insurance covers direct physical loss to your home structure and belongings caused by flooding. If the area where you live is not in a flood zone, you may think you are safe from flooding. The fact is that flooding is the most common natural disaster in the country. Many flood-related insurance claims come from areas with a low to moderate flood risk. What Does...

35 Screen-Free Activities Your Family Can Enjoy This Summer

Ah, Summer! As a kid, few times of the year bring more joy. But for parents, all that unstructured free time can bring its own share of struggles. When you were growing up, summer probably meant spending more time outdoors than inside. It meant swimming, bike rides and games of pickup basketball. Today, however, many children are content to replace those activities with television, video...

10 Easy Dorm Room Hacks

It’s college move-in time. For many, this is the first time students will be living away from home and moving into a smaller space. It might even be the first time sharing a room—and a bathroom—with someone. With a roommate and limited space, if you’re a soon-to-be college student, you might be in for a wake-up call.A college dorm room isn’t just a bedroom anymore...