Skip to the content

Insurance Blog

How Is Contractors General Liability Insurance Different From Standard Commercial Liability Insurance?

Any business needs general liability insurance. Contractors, subcontractors, and independent tradesmen need this type of coverage, not only to protect their business, but often as a requirement for the job. Trades that need contractors general liability insurance include construction, carpenters, plumbers, electricians, painters, and masons. What Is Standard Commercial Liability Insurance? Commercial general liability (CGL) insurance protects a business from financial loss due to liability...

Share Your Driving Data To Potentially Help Lower Business Auto Insurance Costs

EnRoute, Erie Insurance’s commercial telematics program, makes it easy for business auto insurance customers to share their driving data and thereby potentially lower business auto premiums and reduce driving risk. EnRoute uses driving and vehicle data from telematics devices to help business owners recognize how choices, such as routes, driver actions, and the types of vehicles driven, affect driving performance and safety. The program works with...

Avoid Common Home Accidents During The Summer

Summer is the season of outdoor adventures such as swimming, boating, and trips. It is also a time when many minor or more serious accidents can occur. The following tips can help you keep your family and friends safer by preventing some common summertime home accidents and injuries. Sunburn Damage from the sun is one of the most common injuries during the warmer months. Severe...

Short-Term Disability Coverage Vs. Long-Term Disability Coverage

Short-term disability and long-term disability are both designed to protect your income in case you are unable to work. However, there are differences in the two types of coverage. Many people elect to have both short-term disability and long-term disability insurance policies. What Is Short-Term Disability Insurance? Short-term disability (STD) policies pay benefits for shorter time periods, after a brief waiting (elimination) period, which is...

5 Customer Expectations That Might Outlast COVID-19

While we can’t predict exactly when the novel coronavirus (COVID-19) pandemic will pass, it’s safe to assume one thing: The virus will impact the way you do business and your customers’ expectations for years to come. (See the latest updates on how ERIE is supporting customers during this unprecedented time in our COVID-19 Information Center.) Over the past few months, there’s been no shortage of...